If your payroll customers are primarily small to medium size employers, you know all too well how difficult it is to retain good customers and compete for new ones in a commodity type market.

Partnering with Value Point Associates (VPA) can give you the competitive advantage you need—at cost to your business.

Value Point Associates is a national Employer Member Association. Businesses pay an annual fee to join the association, providing them access to “large company” employee benefits at cost, including:
• 401(k) Plans
• Group Life Insurance
• Health Insurance
• Dental Coverage
• Vision Coverage
• Disability Insurance

For years, the payroll services industry giants have been providing their customers with employee benefits that help create long-term business relationships—typically at a significant cost. VPA enables you to provide similar advantages to your customers, but at a price they can afford.

These are benefits that most job seekers believe can only be found in a large corporate environment. By offering VPA membership to your customers, you’ll be helping them attract and retain the best and brightest employees in today’s competitive job market.


Group Life

Health Insurance



By leveraging the size of our collective membership, VPA can negotiate “large employer” benefits at rates that are affordable for small to medium size employers. There’s no cost to you, and you can earn new service fee revenues. Plus, VPA will handle all benefit administration and benefit design. We’ll provide every participating employer with a one-stop benefits solution, giving them a choice of benefit programs that are ideally suited to their specific business. And, administrative requirements are minimal for both employers and payroll services because we are highly automated, provide shared administrative services, and have a strong provider network.

Help your customers get access to high-value benefit plans that are affordable, flexible and easy to administer. You’ll strengthen your customer relationships and add to your own bottom line.

Fill out the contact form below or call us at 844-887-6468 today.



Multiple Employer Plans (MEPs) were created to give more small businesses the opportunity to offer their employees a tax-advantaged retirement savings plan. Companies that don’t have the resources or the infrastructure to handle retirement plan costs and administration independently can pool together to share the burden.

Each MEP is organized and run by an entity like Value Point Associates, which is known as the MEP sponsor. The MEP sponsor is responsible for administrative duties and, in most cases, has fiduciary liability for the plan. A closed MEP is made up of more than one unrelated employer (with employees) and a sponsor that is a bona fide group, association, or organization—such as VPA. Only member employers of the bona fide group can participate in the plan, and member employers must also be able to make plan-related decisions.

Closed MEP member employers can save their plan participants substantial money, because the individual member companies aren’t required to assume the expenses of filing an individual 5500 report, undergoing an annual plan audit, or acquiring appropriate ERISA bond protection.

The closed MEP takes care of these requirements on behalf of all the member employers as a single plan, sharing the expense of one plan among multiple companies.

View our infographic to see how 401(k) plan costs add up for both employers and employees.

By participating in the Employer Member Association, an employer’s Fiduciary Liability is substantially reduced. Fiduciary Liability as a participating employer is largely limited to transferring participant contributions on a timely basis.

Yes, the plan is audited annually.

Participating employers will have the opportunity to choose a plan design (safe harbor, matching or no matching plan), vesting schedule, and matching formula. These provisions are incorporated in the participating agreement for each employer.

As plan sponsor, VPA chooses the investment lineup. We work with a trusted investment advisor to select the investment lineup that will be available to the participants.

Yes. This process is done individually, and the transfer is made from trust to trust to avoid tax consequences to the participants.

The annual association membership fee is very affordable and is based on the size of the member company and the benefit options selected. The membership fee can be paid monthly, quarterly or annually.