EMPLOYERS

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Free “401(k) Explainer”

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WHY EMPLOYERS PARTNER WITH VPA

LARGE-COMPANY BENEFITS AT COST FOR SMALL TO MEDIUM SIZE BUSINESSES

In today’s competitive world, it’s challenging for small to medium size employers to attract and retain top quality employees. Joining Value Point Associates (VPA) enables you to offer high quality benefits that are typically only offered by larger corporations at a similar cost structure to those larger companies.

Value Point Associates is a national Employer Member Association that provides you with access to “large company” employee benefits at cost, including:

• 401(k) Plans

• Group Life Insurance

• Health Insurance

• Dental Coverage

• Vision Coverage

• Disability Insurance

Businesswoman leading a training class for professionals

These are benefits that most job seekers believe can only be found in a large corporate environment. VPA membership helps you attract and retain the best and brightest employees in today’s competitive job market.

HOW IT WORKS

SAVE MONEY AND TIME

By leveraging the size of our collective membership, VPA can negotiate large-employer benefits at rates that are affordable for small to medium size employers. VPA will handle all benefit administration and benefit design, and we’ll provide you with a choice of benefit programs that are ideally suited to your specific business. Plus, through our providers, we cut through the complexity of regulations, laws, options, and ever-changing trends to offer the options that address your needs.

VPA leverages the size of the association to provide member businesses with competitive benefits packages and rates from nationally recognized and trusted providers. Because these providers are working with a large group of employers and participants, they can offer more competitive rates.

 

COMPETITIVE 401(k) PLANS

VPA operates a closed Multiple Employer Plan (MEP), which enables us to offer a competitive 401(k) plan at a significantly lower cost. Closed MEPs are made up of two or more unrelated employers—with employee participants—and a sponsor group, association, or organization.

Typically, when you offer a 401(k) plan to your employees, you take on the plan administration responsibilities and costs. But as the plan sponsor, you’re also exposed to personal ERISA fiduciary liability that can put not only your business but also your personal finances at risk—even if your business is incorporated.

As the MEP sponsor, Value Point Associates assumes much of that risk and responsibility. Plus VPA shared services help streamline your operations and save you the time and trouble of handling administrative responsibilities, so you can focus on what you do best—leading your business.

Your employees have access to web and phone-based service centers that provide information about their benefits, allow them to change information and options, and give them access to assistance. Apollo Wealth Management is available to answer participant questions about their 401(k) plan investments and options.

 

401 (k)

Group Life

Health Insurance

FAQS

WHY VPA?